Comparison
HeirLoft vs Everplans
Everplans details checked against Everplans’s own pages on October 20, 2026. Written by HeirLoft, so read it knowing that.
Both tools help you leave your family an organized record. Everplans is a guided plan for your whole life — documents, wishes, and accounts — that you fill in item by item. HeirLoft focuses on your online accounts and subscriptions, and finds them for you from your email.
Side by side
| HeirLoft | Everplans | |
|---|---|---|
| Price | Free for up to 25 accounts; Pro $9.99/month or $79/year | Free; Premium $99.99/year |
| Free plan limit | Up to 25 accounts and 25 domains | Store up to 3 items |
| How accounts get in | Found in your email: receipts and renewal notices | You add items; Premium can import bank account details through Plaid (balances are not imported) |
| Needs your bank login | No | For the Plaid bank import, yes — you sign in to your bank through Plaid |
| A decision for each account | Keep, cancel, transfer, or delete — plus who handles it | Not listed on the pricing page |
| Handoff document for an executor | PDF Handoff Guide (Pro) | Secure sharing (Premium) |
| Guidance and content | Free articles and provider closure guides | Algorithm-led guidance and a content library; premium checklists on Premium |
HeirLoft is the better fit if
- You want your accounts and subscriptions found for you instead of typed in.
- You don’t want to give a planning tool your bank login.
- You want more than 3 items on a free plan.
Everplans is the better fit if
- You want a guided plan for everything — wishes, documents, and accounts — not just online accounts.
- You want your bank account details imported directly.
- You want checklists and reading material built into the tool.
Sources
- Everplans pricing — checked October 20, 2026
- Everplans help: importing account information from your bank — checked October 20, 2026
- HeirLoft pricing
Prices and plans change. If something here is out of date, email support@heirloft.app and we’ll fix it.